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Home โ€บ Calculators

Free Malaysian business calculators.

Quick, instant answers for the most common Malaysian SME calculations โ€” personal income tax, capital allowance on fixed assets, and hire purchase loan instalments. No signup, no email required.

Calculator 1

Personal income tax calculator.

Enter your chargeable income (gross income minus EPF, lifestyle, and other reliefs) to estimate your annual tax payable under the latest published LHDN resident bands. Useful for end-of-year planning and PCB cross-checks.

  • Applies LHDN's progressive bands for Malaysian tax residents
  • Shows tax band-by-band and effective rate
  • Estimate only โ€” for filing, refer to LHDN MyTax or your accountant

Estimate my tax

Chargeable income = total income โˆ’ EPF โˆ’ tax reliefs.

Capital allowance estimator

Calculator 2

Capital allowance calculator.

When your business buys a fixed asset โ€” a delivery van, machinery, or a computer โ€” you can claim Initial Allowance (IA) and Annual Allowance (AA) against your tax. This calculator shows the full multi-year schedule until the asset is fully written down.

  • IA is one-off in the year of acquisition
  • AA continues every year until the asset is fully written off
  • Different asset categories use different AA rates
  • Useful for cash-flow and tax-planning decisions
Calculator 3

Hire purchase loan calculator.

Malaysian hire purchase typically uses flat-rate interest โ€” interest is calculated on the original principal, not the reducing balance. This calculator shows the monthly instalment, total interest, and effective reducing-balance rate so you can compare offers like-for-like.

  • Typical for car, commercial vehicle, and machinery HP
  • Effective rate โ‰ˆ 2ร— flat rate (rule of thumb)
  • Helps you check what the dealer's "1.88% per annum" really costs

HP instalment estimator

SQL Account does this automatically.

Capital allowance schedules, depreciation runs and HP amortisation are built into SQL Account. Stop using spreadsheets โ€” let SQL handle the math and the audit trail.

See SQL Account Call +6016-620 6990
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